Kim Zolciak and Kroy Biermann are nonetheless beefing with a financial institution over their Georgia mansion … and now the financial institution says it has each proper to foreclose on the place to gather the cash it’s owed.

In response to new authorized docs, obtained by TMZ, Truist Financial institution claims the couple defaulted on their mortgage … and now the financial institution has the correct to foreclose on their mansion.

Kim and Kroy are going by a messy divorce, however they’re nonetheless residing contained in the household residence … keep in mind, Kroy’s acquired the first bed room and Kim has the nanny suite and basement.

Truist Financial institution says it is nicely conscious of the divorce proceedings, however it claims that is not sufficient to dam its foreclosures rights.

TMZ broke the story … in October, Kim and Kroy requested a decide to cease the financial institution’s foreclosures public sale so they may promote it on their very own … they usually’ve slashed the value on the property to $5.5 million.

Truist Financial institution says it voluntarily delayed the public sale in November … however Kim and Kroy have not been capable of promote it themselves, and now the financial institution is outwardly getting impatient and intends to train its foreclosures rights so it could actually accumulate on the debt.

In the meantime, Kim and Kroy stay at one another’s throats over their funds and divorce proceedings … that’s, once they’re not banging.

We reached out to reps for Kim and Kroy … to this point no phrase again.